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Pre-Qualification

Before you begin the search for your home, it is beneficial to have an idea of how much you can afford to spend for your home.

When you pre-qualify, your Mortgage Loan Officer will consider your credit history, debt-to-income ratio and the loan to value (LTV) ratio. When you are ready to pre-qualify, you will need to send your Mortgage Loan Officer the following information:

• Type of home and approximate price
• Type of mortgage you want (your Mortgage Loan Officer will help you with this)
• How much of a down payment you plan to make
• Personal information (name, phone number, address, date of birth)
• Social Security number

HomeBanc's experienced, professional Mortgage Loan Officers are ready to help you with this process and answer any questions you may have. Just click on "Find a Mortgage Loan Officer" and you are on your way to becoming pre-qualified!